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Lesson 01 · Clear it
How to set your Debt-Free Date in one sitting
The 5-step payoff plan that cleared my $20K of credit card debt in 18 months on a teacher's salary.
Free live class · The First-Gen Millionaire Class
How first-gen earners pay off their credit cards and put investing on autopilot with the money class school never taught them
Without picking stocks, buying property or giving up everything that makes life fun.
Live · Thursday, Oct 29 · 8 PM ET / 5 PM PT
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Here's what you'll learn
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Lesson 02 · Build it
The statement-date move that raises your credit score
Why paying on the due date isn't enough, and the 9% rule my viewers used to add 70 to 115 points.
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Lesson 03 · Automate it
The 3 accounts I filled every year to become a first-gen millionaire
The order I'd open them in today and how to automate each one, with no stocks to pick, no property and no crypto.
Meet your host
As seen on TODAY
Yanely Espinal
MissBeHelpful · Author of Mind Your Money · Financial educator
Yanely grew up in Brooklyn in a big Dominican family that lived on food stamps, where her dad’s taxi was the only paycheck. She got a full ride to Brown, a credit card her first week, and about $20,000 of debt by the time she was teaching in Brooklyn for about $40K a year.
She paid it off in 18 months, has funded her Roth IRA every year since 2015, and today she's a first-gen millionaire, earned not inherited. Then she helped get 30 states to require the class she never got. This is that class.
$20K
credit card debt paid off in 18 months
$105K+
in her Roth IRA from $64,800 put in
30
states now require the class she fought for
Free when you save your seat
The Debt-Free Date Calculator
Find the exact month your debt is gone, before the class even starts.
Plug in each balance, rate and minimum. It shows your date, the interest you'll pay, and how much sooner you're done with an extra $50 a month. Same steps that cleared my $20K.
Delivered in the WhatsApp group, not by email
From her YouTube comments
This is what her free videos did
Yanely has taught this on
TODAYCNBCWGN NewsMarketplace
On TV, on stage, in class
Watch Yanely teach
WGN News
Yanely on the morning news, walking through the money lessons from Mind Your Money.
The Financial Diet
One of the biggest money channels on YouTube brings her in as the credit card expert.
"Yanely's writing will make you actually laugh out loud at times."
Erin Lowryauthor, Broke Millennial"Yanely demystifies personal finance and provides practical advice…"
Nick Maggiulliauthor, Just Keep Buying"…like having Yanely right by your side."
Delyanne Barroshost, CNN's Diversifying