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I graduated from Brown with four maxed-out credit cards and $20,000 of debt I was hiding from my family.

I was teaching in Brooklyn on about $40K a year while paying over 20% interest on every card.

So I went through my old statements with a highlighter and found money I was spending without even noticing.

I paid off every card in 18 months, and then I started filling my Roth IRA every single year.

Ten years later I’m a first-gen millionaire, with no real estate, no crypto and no inheritance.

I’ve taught this on the TODAY show, and now I’m teaching the whole plan live, completely free.

The First-Gen Millionaire Class. Join me live on Thursday, Oct 29 at 8 PM ET. Register at the link in my bio.

Caption

I graduated from Brown with four maxed-out cards and about $20K of debt, and I hid most of it from my family. I was teaching in Brooklyn on about $40K a year, and the interest on those cards cost me hundreds every month. Then I went through my old statements with a highlighter and finally saw where my money was going. I paid it all off in 18 months, and then I started filling my Roth IRA every single year. Ten years later I’m a first-gen millionaire, and I did it without real estate, crypto or an inheritance. Now I’m teaching the whole plan live in a free class, The First-Gen Millionaire Class, on Thursday, Oct 29 at 8 PM ET. If nobody ever sat you down and taught you this, save your seat at the link in my bio.